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Pay H&M with crypto

Buy H&M gift cards using cryptocurrencies

Why buy H&M gift cards with crypto?

H&M is one of the most popular global fashion retailers, offering trendy clothing, accessories, and essentials for women, men, and kids—all at affordable prices. Whether you’re updating your seasonal wardrobe or shopping everyday basics, H&M delivers style and value. By purchasing a H&M gift card with stablecoins or other cryptocurrencies, you get fast and secure access to fashion—without needing banks, credit cards, or fiat.

Common challenges of using crypto for H&M purchases

H&M does not directly accept crypto

To pay with crypto, shoppers must first off-ramp to fiat using third-party services.

High conversion fees

Crypto-to-fiat platforms often charge high fees or apply unfavorable exchange rates.

Slow and inconvenient transactions

Converting to fiat can take hours or days, and involves several steps and services.

Crypto off-ramps are not made for everyday retail

They focus on big transfers—not direct, fast access to fashion brands like H&M.

Buy H&M gift cards with stablecoins & other cryptocurrencies

Fast & secure crypto payments

Use USDC, USDT, and other cryptocurrencies to purchase H&M gift cards instantly—no delay, no hassle.

No bank required

Pay directly from your crypto wallet without using any financial intermediaries.

Low fees & best exchange rates

Enjoy competitive conversion rates and minimal transaction fees when paying with crypto.

Multi-chain compatibility

Supports USDC, USDT, DAI, and over 2,000 tokens across 20+ chains, including Celo, Base, Solana, Arbitrum, Optimism, and more.

Instant gift card delivery

Your H&M gift card is delivered right after payment—ready to use in-store or online.

Buy a H&M gift card with crypto now

How It Works

A simple 1-2-3 to go superapp.

Step 1

Select Your Payment

Choose the service or product you want to pay for with crypto.

Step 2

Choose Your Crypto

Select from Base, Polygon, Arbitrum, Solana, and thousands of tokens.

Step 3

Confirm & Pay

Complete the transaction instantly and get your purchase delivered.

How Bando API Can Help You

H&M doesn’t accept cryptocurrencies directly

Bando bridges the gap—letting you pay with crypto by instantly converting your tokens into spendable gift cards.

No hidden fees

Get transparent pricing and better rates than traditional exchange methods.

Global access

Buy and redeem H&M gift cards from anywhere using your favorite cryptocurrencies.

Buy a H&M gift card with crypto now

FAQs

What is Bando and how does it allow me to pay with crypto?

Bando is an in-app solution that allows users to spend crypto directly from wallets and dApps no fiat conversion needed, with access to over 6,000 products such as bill payments, pre-paid codes, mobile top-ups and on/off ramps across more than 100 countries.

No swaps, no bridges, no hassle. Spend crypto easily, quickly, and directly from your wallet.

What should I do if I have issues with my payment, gift card, or wallet?

If your payment didn’t go through, your funds should still be in your wallet, please try again.

If funds were withdrawn but you didn’t receive your gift card, go to the top menu and check your transaction history to claim a refund. For pending transactions over 5 minutes, you can also verify and request a refund there.

We currently support the Celo network and tokens like USDT, USDC, and cUSD. For any bugs, discrepancies, or further issues, contact our support team at support@bando.cool or via the live chat in the Bando app.

Are there any geographical restrictions?

Yes, there are different gift cards for every country where we are available. Please confirm that you are viewing the correct country before buying any gift card.

If you have any further questions please contact our support team at support@bando.cool or in the live chat available in the bando app

How secure is it to spend crypto using Bando?

Spending crypto with Bando is highly secure. Our smart contracts were audited by Zokyo, a leading blockchain security firm, and received a 97/100 score. This audit ensures that transactions processed through Bando’s onchain spending protocol are safe, reliable, and built to industry-grade standards.

How do I receive and redeem my purchase, like a gift card or phone top-up?

After completing your payment, you’ll receive an email with your invoice and step-by-step instructions to redeem your product. Phone top-ups are sent automatically as soon as the transaction is confirmed, often instantly. If you need help, contact us at support@bando.cool or via live chat in the Bando app.

Ready to go?

Integrate in in minutes with our slick spending widget or go deeper with our REST API.

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