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Pay in BNB Chain using Bando

The simple way to use crypto for real-life payments

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BNB Chain is a fast, EVM-compatible Layer 1 blockchain developed by Binance, designed to support scalable, low-cost crypto applications for everyday use.

It powers millions of daily transactions and supports a wide range of dApps, wallets, and DeFi protocols. With near-instant finality, low gas fees, and native support for stablecoins like USDT and USDC, BNB Chain is ideal for real-world crypto payments. Through Bando’s onchain payment protocol, users can spend crypto on BNB Chain directly from their wallet, no bridges, no token swaps, no fiat conversions.

Common challenges of BNB Chain digital payments

Limited merchant acceptance

BNB Chain offers speed and affordability, but most merchants don’t support direct payments on-chain. That limits its real-world utility for everyday needs like groceries, subscriptions, or transportation.

High costs via traditional off-ramps

Despite low network fees, converting crypto on BNB Chain to fiat through centralized platforms introduces high fees, poor rates, and delays that reduce value.

Complicated user flows

Spending crypto often requires bridging, swapping, or jumping between multiple apps. These unnecessary steps create friction and lead to poor user experience especially for non-technical users.

Slowed adoption

Even chains with great performance, like BNB Chain, face barriers if users can’t easily spend on daily needs. When usability is low, people tend to hold or cash out instead of actively using their crypto.

Hidden costs

Although gas fees are low, the lack of native spending integrations means users still face indirect costs, extra swaps, off-ramp spreads, and merchant friction that reduce real utility.

Frustrating UX

Let’s be real: no one wants a 10-step process to buy mobile data. Complex payment flows kill utility and discourage everyday use. Without simple, real-world BNB Chain payments, the experience feels broken.

Impact of Challenges

Slowed adoption

Even chains with great performance, like BNB Chain, face barriers if users can’t easily spend on daily needs. When usability is low, people tend to hold or cash out instead of actively using their crypto.

Hidden costs

Although gas fees are low, the lack of native spending integrations means users still face indirect costs, extra swaps, off-ramp spreads, and merchant friction that reduce real utility.

Frustrating UX

Let’s be real: no one wants a 10-step process to buy mobile data. Complex payment flows kill utility and discourage everyday use. Without simple, real-world BNB Chain payments, the experience feels broken.

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Key benefits of paying with BNB Chain via Bando

Lower transaction costs

BNB Chain gas fees are often under a cent. With Bando’s direct on-chain integration, users skip middlemen and off-ramps, maximizing value per transaction, even for micro-purchases.

Instant, secure payments

BNB Chain confirms transactions in seconds. When paired with Bando, users enjoy fast, permissionless crypto payments with no banks and no delays.

Global accessibility

BNB Chain enables borderless crypto payments using only a wallet and internet access. With Bando, users can spend stablecoins like USDT or USDC on essentials like gift cards, mobile data, or digital subscriptions no fiat required.

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Core features of Bando + BNB Chain payments

Decentralized, transparent transactions

All payments are processed on the BNB blockchain, eliminating the need for third-party processors or custodians. Full transparency, full control.

Cross-Border compatibility

BNB Chain and Bando enable fast, low-cost crypto payments across borders, using stablecoins like USDC and USDT directly from your wallet. No banks, no conversions, no intermediaries. Users can pay for goods, services, and subscriptions globally with just a few taps. Perfect for cross-border spending, even in underserved regions.

Wallet Integration

Bando integrates with popular BNB Chain wallets. No bridges, no token swaps just connect and pay directly from your balance.

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How Bando can be used

Pay with crypto in a few clicks

Buy from apps like Uber, Amazon, or pay bills directly from your wallet without conversions.

Use crypto for everyday purchases

Cover daily expenses like food, or subscriptions with a simple onchain checkout.

Monetize your wallet or dApp

Integrate Bando and unlock new revenue with high-margin crypto spending features.

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How It Works

A simple 1-2-3 to go superapp.

Step 1

Select Your Payment

Choose the service or product you want to pay for with crypto.
Step 2

Choose Your Crypto

Select from Base, Polygon, Arbitrum, Solana, and thousands of tokens.
Step 3

Confirm & Pay

Complete the transaction instantly and get your purchase delivered.

FAQs

What is Bando and how does it allow me to pay with crypto?


Bando is an in-app solution that allows users to spend crypto directly from wallets and dApps no fiat conversion needed, with access to over 6,000 products such as bill payments, pre-paid codes, mobile top-ups and on/off ramps across more than 100 countries.
 
No swaps, no bridges, no hassle. Spend crypto easily, quickly, and directly from your wallet.


What should I do if I have issues with my payment, gift card, or wallet?


If your payment didn’t go through, your funds should still be in your wallet, please try again.

If funds were withdrawn but you didn’t receive your gift card, go to the top menu and check your transaction history to claim a refund. For pending transactions over 5 minutes, you can also verify and request a refund there.

We currently support the Celo network and tokens like USDT, USDC, and cUSD. For any bugs, discrepancies, or further issues, contact our support team at support@bando.cool or via the live chat in the Bando app.


Are there any geographical restrictions?


 Yes, there are different gift cards for every country where we are available. Please confirm that you are viewing the correct country before buying any gift card.

 If you have any further questions please contact our support team at support@bando.cool or in the live chat available in the bando app


How secure is it to spend crypto using Bando?


Spending crypto with Bando is highly secure. Our smart contracts were audited by Zokyo, a leading blockchain security firm, and received a 97/100 score. This audit ensures that transactions processed through Bando’s onchain spending protocol are safe, reliable, and built to industry-grade standards.


How do I receive and redeem my purchase, like a gift card or phone top-up?


After completing your payment, you’ll receive an email with your invoice and step-by-step instructions to redeem your product. Phone top-ups are sent automatically as soon as the transaction is confirmed, often instantly. If you need help, contact us at support@bando.cool or via live chat in the Bando app.


Ready to go?

Integrate Bando in minutes with our slick spending widget or go deeper with our REST API.

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