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Pay in Scroll using Bando

The simple way to use crypto for real-life payments

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​​Scroll is a zkEVM Layer 2 scaling solution for Ethereum, built to combine scalability, low fees, and Ethereum-level security.

Using zero-knowledge proofs and full EVM equivalence, Scroll lets developers launch Ethereum-native apps without changes while unlocking faster, cheaper transactions. With support for stablecoins like USDC and USDT and compatibility across wallets and dApps, Scroll is ideal for real-world crypto payments. Through Bando’s onchain spending protocol, users can spend crypto on Scroll for gift cards, mobile top-ups, and everyday services no bridges, no swaps, no fiat required.

Common challenges of Scroll digital payments

Limited merchant acceptance

Scroll is built for fast, affordable crypto transactions, but most merchants still don’t accept it directly. This limits its real-world utility for everyday expenses like groceries, transportation, or streaming services.

High costs via traditional Off-Ramps

Scroll’s blockchain offers near-zero transaction fees, but when users must convert crypto to fiat via centralized exchanges, they face high off-ramp fees, poor conversion rates, and added steps. This reduces the value of each transaction and discourages regular use.

Complex and frictional payment flows

Without native Scroll payment integrations, spending crypto involves unnecessary friction: token swaps, bridging, and third-party tools. What should be a one-click crypto payment with Scroll becomes a complicated workflow, creating poor UX and slowing mainstream adoption.

Reduced adoption

Even user-friendly blockchains like Scroll hit adoption barriers when users can't pay for everyday products and services. If people can’t easily spend crypto on rides, bills, or mobile data, they’ll stop using or holding it, slowing down ecosystem growth.

Increased costs

Scroll on-chain fees are near-zero, but the real friction is spend. Token swaps, bridges, and fiat off-ramps all add layers of fees and complexity. The result? Users lose value, and merchants lose interest in accepting crypto.

Frustrating user experience

Let’s be real: no one wants a 10-step process to buy mobile data. Complex payment flows kill utility and discourage everyday use. Without simple, real-world Scroll payments, the experience feels broken.

Impact of Challenges

Reduced adoption

Even user-friendly blockchains like Scroll hit adoption barriers when users can't pay for everyday products and services. If people can’t easily spend crypto on rides, bills, or mobile data, they’ll stop using or holding it, slowing down ecosystem growth.

Increased costs

Scroll on-chain fees are near-zero, but the real friction is spend. Token swaps, bridges, and fiat off-ramps all add layers of fees and complexity. The result? Users lose value, and merchants lose interest in accepting crypto.

Frustrating user experience

Let’s be real: no one wants a 10-step process to buy mobile data. Complex payment flows kill utility and discourage everyday use. Without simple, real-world Scroll payments, the experience feels broken.

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Key benefits of paying with Scroll via Bando

Lower transaction costs

Scroll gas fees are often under a cent. With Bando’s direct on-chain integration, users skip middlemen and off-ramps, maximizing value per transaction, even for micro-purchases.

Fast, secure transactions

Scroll finalizes payments in seconds. Combined with Bando’s onchain spending protocol, users enjoy instant, trustless, and borderless payments. No banks, no delays.

Global accessibility

Scroll powers borderless crypto payments without banks, intermediaries, or complex infrastructure. Designed for mainstream adoption, it enables fast, low-cost transactions from virtually any smartphone. With Bando’s crypto payment protocol, users can spend crypto on Scroll to buy gift cards, mobile top-ups, or pay for everyday services, no fiat, no delays.

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Core features of Bando + Scroll payments

Decentralized, transparent transactions

All payments are processed on the Scroll blockchain, eliminating the need for third-party processors or custodians. Full transparency, full control.

Cross-Border compatibility

Spend crypto globally with stablecoins like USDC, and USDT, directly from your wallet, with no intermediaries. With Bando and Scroll, you can pay for real-world goods and services across borders. No bank accounts, currency conversions, or centralized exchanges required.

Wallet Integration

Bando integrates with popular Scroll wallets. No bridges, no token swaps just connect and pay directly from your balance.

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How Bando can be used

Pay with crypto in a few clicks

Buy from apps like Uber, Amazon, or pay bills directly from your wallet without conversions.

Use crypto for everyday purchases

Cover daily expenses like food, or subscriptions with a simple onchain checkout.

Monetize your wallet or dApp

Integrate Bando and unlock new revenue with high-margin crypto spending features.

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How It Works

A simple 1-2-3 to go superapp.

Step 1

Select Your Payment

Choose the service or product you want to pay for with crypto.
Step 2

Choose Your Crypto

Select from Base, Polygon, Arbitrum, Solana, and thousands of tokens.
Step 3

Confirm & Pay

Complete the transaction instantly and get your purchase delivered.

FAQs

What is Bando and how can it help my platform?


Bando is the spending protocol that lets your users pay for real-world services and products directly from your app. We handle fulfillment and payment settlement, so you can expand your utility and increase engagement—without regulatory overhead.

Why should my wallet or dApp integrate Bando?


Integrating Bando boosts revenue with profit-sharing margins up to 17,000% higher than swaps. It adds utility to your product, increases user retention, and turns passive holders into active spenders.


What kind of products can my users access through Bando?


Users can pay for gift cards, e-sim top-ups, bills, and services like Uber, Amazon, and gaming platforms—directly from their wallet, across 10+ chains and 2,000+ tokens.


How complex is the integration process?


Bando is easy to integrate through our API, widget, or SDK. You’ll get dedicated technical support and clear documentation to speed up deployment.


Do I need to worry about compliance or regulation?


No. Bando handles payment logistics and settlement. You don’t need licenses or compliance overhead—we’ve designed it to be easy to integrate and regulation-light.


Ready to go?

Integrate Bando in minutes with our slick spending widget or go deeper with our REST API.